Planning to buy a new fishing boat? Here are 5 important factors to consider

Buying a new fishing boat is exciting—just think about all the great adventures and angling opportunities it will bring you. To ensure you get the best boat for your needs, however, it’s crucial to make an informed decision. A fishing boat is a significant investment, after all, so whether you’re an avid angler looking to upgrade or a first-time buyer, be sure to carefully consider the following factors.

#1  SET A BUDGET

Having a firm budget will help prevent overspending, and ensure you select a boat that fits both your needs and financial means. Boats come with various optional features that can quickly add up, so it’s important to first differentiate between necessities and luxuries when deciding how much you want to spend. Higher-priced boats often feature superior construction to improve their longevity and performance, so also consider those elements.

Along with the price of the boat, take into account the operational, maintenance and insurance costs. (With boat insurance, research the options, as not all policies offer the same coverage; a good policy will give you peace of mind.) If financing is required, many dealerships offer specialized loan programs that traditional banks may not provide.

Avoid buying an underpowered boat just to save money, as that could have a negative impact on your enjoyment, and the boat’s resale value. Talk to your dealer about performance, and don’t hesitate to share your budget. A good salesperson will use that information to help you get the best boat for the money you want to spend. To avoid surprises, ask for an all-in quote that includes shipping, pre-delivery inspection fees, taxes and licensing costs.

#2  IDENTIFY YOUR NEEDS

Determining what you need in a boat will help narrow down your choices. Consider factors such as the type of water you’ll be navigating—do you primarily boat on small or large lakes and rivers, for example? The size of the boat is crucial, as it must accommodate any passengers and gear you plan to have on board, as well as handle adverse weather.

Consider the construction material, too. Aluminum boats offer lightweight durability, while fibreglass boats provide speed and performance. Your intended use also will help determine the type of covers or tops you’ll need, along with watertight storage for your gear and rods.

Of course, your fishing style and preferences must play a major role in your purchasing decision. Will you be trolling, casting, flipping and pitching, or doing a bit of everything? If you plan to use downriggers, for example, a boat with a walk-up stern is essential. And if you frequently fish in rough waters, a deeper hull will provide more stability. Some boats are designed specifically for certain types of fishing, so take that into account, too.

Also consider the electronics and accessories you’ll want, such as fish finders, GPS systems and trolling motors. These can enhance your fishing success, but since they’re higher-priced options, they should be considered early in the decision-making process.

#3  FIND A QUALITY DEALERSHIP

The dealership you choose can make a big difference in your buying experience and long-term satisfaction. Look for a dealer with strong customer reviews, a good selection of in-stock boats, and knowledgeable staff who can educate you on the best options for your needs. Avoid high-pressure sales tactics, and instead seek a dealer who provides clear pricing, financing options, and after-sales support. And don’t forget to ask about warranties, servicing fees and potential trade-in values for future upgrades. Also consider the availability of service and parts providers when selecting a particular brand.

#4  PLAN FOR STORAGE

Before buying a boat, consider where you’ll keep it during the fishing season. Will you be docking it at a marina or your own lakeside property, or will you be trailering it and keeping it at home? If the latter, first make sure you have the space for it. Wherever you keep the boat, invest in a high-quality boat cover to shield it from the elements when not in use. As for the off-season, a covered space is the best option for preventing weather-related damage—and protecting your precious new investment.

#5  TRAILER TALK

To safely trailer your boat, you’ll need a vehicle with the proper towing capacity. Check your owner’s manual for towing specifications, and ensure you have the necessary hitch and braking systems. Exceeding your vehicle’s towing capacity can lead to mechanical strain and potential safety hazards.